CANADIAN CREDIT CARDS WON'T ALLOW ONLINE CASINO TRANSACTIONS?

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Written by:
Tuomas Laine
Page reviewed by icon
Reviewed by:
Henrik Visuri
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Last update:
17.7.2024
  • Alternative Payment Options
  • Major Cards Generally Accepted
  • Variable Credit Card Policies

In Canada, some credit card issuers may restrict online casino transactions due to regulations. Verify with your issuer or consider eWallets, most are generally accepted.

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Infopanel

Credit Card Acceptance ikoni Credit Card Acceptance

Varies

Alternative Payments ikoni Alternative Payments

eWallets Available

Major Cards Accepted ikoni Major Cards Accepted

Yes

Deposit Security ikoni Deposit Security

High

Payment Restrictions ikoni Payment Restrictions

Some Limits

Player Verification ikoni Player Verification

Required

Casino Recommendations ikoni Casino Recommendations

Listed

Player Security ikoni Player Security

Casino Guides

To brush up on your casino knowledge before visiting a top-tier casino, explore our detailed casino guides.

It is not true that Canadian credit cards won’t allow online casino transactions. But, online gaming is still a legal gray area in Canada, so many credit card companies may restrict such payments. Some financial intermediaries developed independent policies regarding these transactions, so check with your credit card issuer about what the procedures are and whether they allow online casino transactions before making a deposit.

If your credit card issuer doesn’t support such transactions, consider using an alternative payment method, such as a Google Pay eWallet, as a banking option at your favourite online casino. You can also check with your preferred gaming venue’s accepted payment methods, depending on your location. It’s important to note that all major cards, such as Visa and Mastercard, work at most online casinos. 

Canadian Credit Cards—Online Gaming Sites To Check Out

If you’re seeking reputable casinos that support popular credit cards, check out Bonus Ninja casino reviews of fun and reliable online establishments that accept Visa and Mastercard. All the casinos listed are verified and regulated by relevant governing bodies, with the safety and privacy of their client data guaranteed by advanced security protocols. Here’s a list of the top 10 venues that allow Canadian credit cards:

Sl.No.
Online Casino
Minimum Deposit
1
Casino Classic
C$1
2
Lucky Days Casino
C$10
3
Golden Tiger
C$10
4
Unibet
C$10
5
Royal Vegas
C$10
6
High Flyer Casino
C$20
7
SpinAway
C$20
8
ComeOn
C$20
9
BetMGM
C$10
10
Casumo
C$10

Casino Classic

Deposit and Withdrawal Methods at Casino Classic

Casino Classic offers the following payment methods:

small-payment-visamastercard-iconmaestro-logobank-transfer-logopaypal-logopayz-logoskrill-logo neteller-logo

Deposits can also be made with pre-paid vouchers and withdrawals by using Electronic Funds Transfers (EFT) in CAD.
The casino transactions are supported in four currencies:

  1. CAD
  2. USD
  3. EUR
  4. GBP

The deposit time is typically instant, while withdrawals may take longer. Casino Classic has a 48-hour waiting period before processing your funds, no matter which method you choose. It’s possible to reverse the request at any time during this period and continue using funds for playing. The additional waiting time depends on your chosen method. The casino reserves the right to demand ID verification for safety reasons before processing the withdrawal request, which may take 5–7 days and cause further delays.

Withdrawal Method
Withdrawal Waiting Time
small-payment-visamastercard-iconmaestro-logo
1–2 business days
bank-transfer-logo
6–10 business days
paypal-logopayz-logoneteller-logo skrill-logo
1–2 business days
EFT in CAD
2–3 business days

The minimum withdrawal amount is $50 for all withdrawal methods, except for direct bank transfers, where it’s $300. For direct bank transfers, you’ll also have to pay an additional withdrawal fee of $50 for amounts under $3,000 or $100 for withdrawals over $3,000.

Lucky Days Casino

Lucky Days Casino’s Payment Methods

Payment options available at Lucky Days Casino are:

small-payment-visamastercard-iconmaestro-logobank-transfer-logo ecopayz-logomuchbetter-logopaysafecard-logoinstadebit-logo

The minimum transfer amount for all the available methods is $10, and the name on your payment account must match the name you used to register your Lucky Days Casino account—for security reasons.

There are no additional deposit or withdrawal fees imposed by the casino, but some fees could be charged by your payment processor, depending on the banking option and currency used. 

To keep your gaming experience at Lucky Days safe, you won’t be able to make any money transfers to or from your casino balance until one of the following is provided:

  1. Proof of identity, such as a government ID, passport, or driver’s license
  2. A utility bill not older than three months
  3. Copy or a screenshot of your bank statement, debit card or eWallet

To make your first withdrawal, you’ll need to make at least one deposit via your preferred payment method and place bets in a minimum amount of that deposit. 

Golden Tiger

Golden Tiger’s Deposit and Withdrawal Methods

Golden Tiger Casino offers various payment options:

small-payment-visamastercard-iconmaestro-logobank-transfer-logo ecopayz-logomuchbetter-logopaysafecard-logoskrill-logo neteller-logoe-wallet logo

Before making the first deposit or withdrawal, Golden Tiger might request verification documents for safety reasons. In that case, you’ll need to provide one of the following:

  1. A scan or copy of the government ID, passport, or driver’s license
  2. A recent utility bill or bank statement with your name and residence
  3. Proof that you’re the real owner of a method used for transactions (screenshot or copy)

When it comes to waiting time for withdrawals, there is a 48-hour pending period for the transaction processing, and after that, the request processing depends on the chosen method. You can cancel or reverse the withdrawal process while the request is pending. 

Withdrawal Method
Withdrawal Processing Time
Credit and debit cards
1–3 business days
Direct bank transfers
1–10 business days
eWallets
1–3 business days
eChecks and CAD EFT
1–3 business days

There are no withdrawal fees, except in the case of direct bank transfers, when an additional charge of $50 will be charged for withdrawals up to $3,000. For amounts over $3,000, the fee is $100.

Did you know?

Credit card use in online casinos is affected by legal uncertainties. While Visa and Mastercard are generally accepted, restrictions by some issuers lead players to use alternative methods like eWallets.

Unibet

Unibet was founded in 1997 and is one of the oldest and most popular online gaming platforms in the Canadian casino market. Unibet owes its popularity among players to a variety of games, innovative campaigns, safe and easy transaction methods, and excellent customer service. 

Deposit and Withdrawal Methods at Unibet

The casino accepts the following payment methods:

small-payment-visamastercard-iconmaestro-logobank-transfer-logo paysafecard-logoskrill-logo neteller-logopaypal-logotrustly-logointerac-online-logo-e

Except for direct bank transfers, deposits are instantly processed and free. Unibet cares for its clients, so to encourage responsible gaming, it is possible to set upper deposit limits, while the minimum deposit is $10. For direct bank transfers, there are no minimum or maximum limits. 

When it comes to withdrawals over $2,800, you must provide the following:

  1. Proof of identity
  2. Proof of legal age
  3. Proof of residence

All the deposit methods are available for withdrawals, except for Mastercard. Depending on the chosen transfer method, the withdrawal process takes three to five days but can sometimes be prolonged due to additional checks. 

Royal Vegas

Payment Options at Royal Vegas Casino

Royal Vegas Casino offers the following payment methods:

small-payment-visamastercard-iconmaestro-logobank-transfer-logo paysafecard-logo e-wallet logoapplepay-logointerac-online-logo-eecheck-logoinstadebit-logo

The casino doesn’t charge deposit or withdrawal fees, but there are some limits when it comes to transactionsthe minimum withdrawal amount is $10, and the maximum possible withdrawal is $5,000 at a time. The deposits are instant for all the methods, but the withdrawal processing time is 24 hours, plus the additional processing time depending on the method.

Check out the expected withdrawal times in the table below:

Payment Method
Withdrawal Times Up To
Visa, Mastercard
Six business days
Apple Pay, Interac
Three business days
Instadebit, iDebit
Two business days
Paysafecard
Two business days
eCheck, MuchBetter
Five business days

It’s important to note that the deposit and withdrawal methods have to be the same, and the only currency supported is CAD. Depending on the chosen transaction method and location, your bank can charge additional fees for transactions or currency conversion.

High Flyer Casino

High Flyer Casino — Deposit and Withdrawal Methods

High Flyer Casino allows you to choose from the following payment methods:

small-payment-visamastercard-iconbank-transfer-logointerac-online-logo-einstadebit-logoecheck-logoidebit-logopaysafecard-logo

For your transactions to be processed, your High Flyer Casino account info must match the details on your payment method. You may be asked to confirm your identity with:

  1. Scan or copy of the government ID, passport, or driver’s license
  2. Recent utility bill or bank statement with your name and residence
  3. Photo of the card submitted as a payment method

The minimum deposit amount is $20, regardless of the chosen method, and the only supported currency is CAD. There are no deposit or withdrawal fees charged by the High Flyer Casino, but your bank may charge some additional fees for currency conversion. The withdrawal method must be the same as your deposit method. 

Keep in mind that there are some withdrawal limitations, such as one withdrawal per day. Your requests will be followed with a 24-hour pending time and can be cancelled at any moment during that period. For all withdrawals under $50 and over $2,000, you must send a request to customer support. 

SpinAway

Payment Options at SpinAway

At SpinAway Casino, you can choose between the following payment methods:

small-payment-visamastercard-iconbank-transfer-logoskrill-logo neteller-logoecopayz-logomuchbetter-logopaysafecard-logo

SpinAway doesn’t charge any deposit or withdrawal fees, but you must check with your bank whether there will be additional charges for transactions or currency conversion. You can choose your preferred currency while creating your SpinAway account. 

The minimum deposit is $10 for all available payment methods, and placing deposits is instant. If there are any delays, SpinAway encourages the players to contact customer service. 

When it comes to withdrawals, there is a 24-hour delay for processing the transactions. Additional processing time may vary, depending on the chosen transaction method, but almost all methods are processed within five working days. The withdrawal method must match the one you used for the deposit, but there is a possibility of changing it by contacting customer service. 

If you didn’t provide proof of identity while creating an account on SpinAway, you might be asked to do so before your first withdrawal to keep your SpinAway gaming experience secure. 

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ComeOn

Payment Methods at ComeOn

ComeOn supports the following payment methods:

small-payment-visamastercard-iconbank-transfer-logoskrill-logo neteller-logomuchbetter-logopaysafecard-logointerac-online-logo-einstadebit-logo

Using MuchBetter is not possible for making a first-time deposit but can later be used regularly, while Interac, Interac Express, Instadebit, and paysafecard don’t work as withdrawal methods.

ComeOn won’t charge you any deposit or withdrawal fees, but there might be additional fees from your payment processor.

During the registration process, you must provide proof of identity, and the name provided must match the name stated on the chosen payment method, or your transactions will be denied. You are required to use your real name since ComeOn bans all players who use fake information. Once banned, you won’t be able to make another account again.

Withdrawal requests have a 24-hour pending period. Credit and debit cards are almost always processed instantly, while other methods may require more time. There are no withdrawal limits set by the casino, but the platform allows you to set them yourself. 

BetMGM

BetMGM Casino—Deposit and Withdrawal Methods

BetMGM allows the following banking methods:

small-payment-visamastercard-iconbank-transfer-logoapplepay-logointerac-online-logo-epaypal-logomuchbetter-logo

Keep in mind that PayPal and Apple Pay may be used for deposits only, while LuxonPay and MuchBetter are exclusively withdrawal options.

The minimum deposit and withdrawal limit is $10, and the withdrawals won’t be possible without verifying your identity. Typically, you’ll have to provide:

  1. A scan or copy of the government ID, passport, or driver’s license
  2. A recent utility bill or bank statement with your name and residence
  3. Bank statement, photo of your credit or debit card, or screenshot of your eWallet

If any information provided doesn’t match, the withdrawal won’t be possible.

Withdrawals aren’t instant, and the waiting time depends on the chosen method and your bank’s processing time. Check the details in the following table.

Withdrawal Method
Processing Time
Visa, Mastercard
Up to one business day
Interac
Up to four hours
LuxonPay
Up to one business day
MuchBetter
Up to four business days

Casumo

Casumo is one of the most popular casinos among seasoned gamers. It attracts players with numerous games, a modern website design, and a user-friendly interface. 

Payment Options Acceptable at Casumo

The platform accepts the following payment methods:

small-payment-visamastercard-iconbank-transfer-logointerac-online-logo-eecopayz-logomuchbetter-logopaysafecard-logo

To enable withdrawals, you may be asked to provide proof of identity for safety reasons. It can include the following:

  1. Government-issued ID, passport, or driver’s license
  2. Proof of address
  3. Documents like recent utility bills, power of attorney, credit or debit card photo

The casino claims there is no waiting time when it comes to transactions—once you request your withdrawal, it will be processed in a few hours without any fees being charged by Casumo.

The minimum deposit or withdrawal amount is $10, regardless of the chosen method, and the withdrawal limit is set to $50,000. 

Frequently Asked Questions

Can Canadian credit cards be used for online casino transactions?
?

Yes, major Canadian credit cards like Visa and Mastercard are often accepted at online casinos. However, due to legal gray areas, some card issuers may impose restrictions on such transactions.

What should I do if my credit card is declined for an online casino deposit?
?

If your credit card issuer restricts transactions to online casinos, BonusNinja recommends considering alternative payment methods such as eWallets, which are commonly accepted and provide another secure way to deposit funds.

How can I find out if my credit card allows transactions to online casinos?
?

BonusNinja advises checking directly with your credit card issuer to understand their specific policies regarding online casino transactions before attempting to deposit funds.

Are there specific online casinos that accept Canadian credit cards without restrictions?
?

BonusNinja reviews and lists reputable online casinos that accept Canadian credit cards. They ensure these casinos are verified and comply with regulations, providing a reliable guide for players seeking venues that accept credit card payments without hassles.

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