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May 31, 2023

Betting With Ease—Banks That Allow Online Gambling in Premium Online Casinos

Unfortunately, not all Canadian banks allow clients to make deposits and withdrawals at online gaming venues.

Since specific aspects of online gaming are restricted by Canadian laws, many establishments are based offshore and local banks refuse to process transactions to and from such entities. Still, some financial institutions do.

Even some Canadian banks that allow online gambling impose restrictions on money transfers, such as a limited amount that can be deposited or withdrawn or additional verification protocols before allowing the transactions. 

Where To Play With a Canadian Bank Account

The following casinos hold valid licenses and are authorized to operate within Canada, so players residing in Canada should not face any difficulties funding their accounts from a local bank. 

You should double-check this with your bank to avoid unnecessary complications or delays while depositing or withdrawing funds from your online casino account.
Here is a list of 11 premium venues that accept bank transfers:

Casino Minimum DepositHow To Enter
Casino Classic$10Play now!
Golden Tiger$10Play now!
Lucky Days$10Play now!
High Flyer$20Play now!
Unibet$10Play now!
NorthStar Bets$10Play now!
SpinAway$20Play now!
PartyCasino$10Play now!
Captain Cooks Casino$5Play now!
PokerStars Casino$10Play now!
Ruby Fortune$10Play now! [CTA BUTTON]

Casino Classic 

  • Visa, Mastercard, and Maestro—debit or credit cards
  • eWallet—PayPal, Neteller, ecoPayz, Skrill
  • Electronic funds transfers (EFT) in CAD

Transactions are supported in four currencies, including CAD, USD, EUR, and GBP.
The minimum deposit amount is $10, and the processing is usually instant. When it comes to withdrawals, the minimum amount for direct bank transfers is $300 and $50 for other methods.

Players must pay a withdrawal fee of $50 for amounts under $3,000 or $100 for withdrawals exceeding that amount if they opt for a bank wire.

The withdrawal time varies depending on the chosen method, and the casino imposes a 48-hour waiting period before processing the funds, regardless of the selected banking option. Check out the details in the table below: 

Withdrawal MethodWaiting Time
Direct bank transfersUp to ten business days
Visa, Mastercard, and MaestroUp to two business days
PayPal, Neteller, ecoPayz, SkrillUp to two business days
EFT in CADUp to three business days

Before processing the withdrawal request, the casino keeps the right to demand ID verification for security reasons, which can cause further delays (5–7 days).

Golden Tiger

Withdrawals do not incur additional fees, except for direct bank transfers, subjected to an extra charge of $50 for withdrawals of up to $300 and $100 if the withdrawal amount is higher. Regarding withdrawal waiting times, Golden Tiger enforces a 48-hour pending period for processing the transaction, and additional waiting time depends on your chosen method. Check the details in the table below:

Withdrawal MethodWithdrawal Processing Time
Direct bank transfersUp to ten business days
Visa, MastercardUp to three business days
eWalletsUp to three business days
eChecks and CAD EFTUp to three business days

Golden Tiger may request verification documents to confirm your identity before processing the first deposit or withdrawal. The required documents include:

  1. A government-issued ID, passport, or driver’s license
  2. A recent utility bill or bank statement showing your name and residence
  3. Proof of ownership of the transaction method 

If there is any reason to believe the information or documentation is fake, the casino will terminate your account.

Lucky Days

Established in 2019 by L7 Entertainment Ltd, Lucky Days is one of Canada’s most famous online gaming venues. It offers a secure and enticing gaming experience with a spectacular line-up of game providers and a sleek casino app for mobile devices. The gaming activities are regulated by the Alcohol and Gaming Commission of Ontario (AGCO).

Lucky Days offers several payment methods, including direct bank transfers and:

  • Visa, Mastercard—debit or credit cards
  • ecoPayz
  • eCheck
  • Interac
  • MuchBetter
  • Instadebit
  • Paysafecard

The minimum transfer amount is $10, and the name on the payment method must match the name used to register at the casino to prevent fraud and money laundering.

The casino does not impose additional deposit or withdrawal fees—all charges depend on the banking option and currency used. Withdrawals may take up to five days to process if the player’s identification has not been validated. 

Lucky Days believes in responsible gaming, so players can evaluate their habits by taking a responsible gaming quiz on the website.

High Flyer Casino

  • Visa, Mastercard—debit or credit cards
  • Interac
  • Instadebit
  • eChecks
  • iDebit
  • Paysafecard

To process your transactions, your High Flyer account information must match the details on your payment method, and you may be asked to confirm your identity with a government-issued document, recent utility bill, or copy of your bank statement with your name and residence.

The only accepted currency is CAD, and the minimum deposit amount is $20. You can’t choose your withdrawal option freely—it must match your deposit method. The casino doesn’t charge additional fees, but in case of currency conversion, your bank may charge you. Keep in mind that you can make only one withdrawal per day with a 24-hour waiting period. 

Unibet

Launched in 1997 by Trannel International Limited, Unibet is one of the oldest and most popular online gaming establishments in the Canadian casino market. It won the players over with top-notch games, secure and easy banking options, and responsive customer service. The casino is licensed by the Malta Gaming Authority (MGA).

Besides bank transfers, Unibet accepts several banking options, including:

  • Visa, Mastercard—debit or credit cards
  • Interac
  • eWallets—PayPal, Neteller, Skrill, PayNearMe
  • Paysafecard
  • Trustly

To promote responsible gaming, the casino encourages all players to set a deposit limit with a minimum amount of $10. Deposits are instant for all payment methods except bank transfers, which depend on a particular bank’s processing times. 

If your withdrawal is higher than $2,800, you’ll have to prove the following:

  1. Identity
  2. Age
  3. Residence

Withdrawals are typically instant for eWallets but can last three to five days for other methods. 

NorthStar Bets

A relatively new addition to the Canadian online casino market is NorthStar Bets. Established in 2022 by NorthStar Gaming Inc., this casino is one of the few led by a local company. 

NorthStar Bets is an ideal choice for those seeking a thrilling sports betting experience and a diverse selection of live casino games and slot titles.
NorthStar Bets accepts various payment methods, including direct bank transfers and:

  • Visa, Mastercard—debit or credit cards
  • Interac
  • iDebit

The processing time for most transactions at NorthStar Bets is between two and five business days, and players can withdraw up to $5,000 weekly. The minimum deposit amount for all payment methods is $10. 

To address and reduce the potential negative consequences of online gaming, the casino has developed a Responsible Gaming (RG) Program. The program offers players various tools to manage their activity on the platform, including:

  1. Deposit and loss limits
  2. Temporary self-exclusion periods (starting from one week)
  3. Extended self-exclusion options

NorthStar Bets also recommends that players regularly review their transaction history to monitor their gambling behaviour and identify risky patterns.

SpinAway

SpinAway is a recent addition to the Canadian iGaming market, having been founded in 2021 by NGame N.V. The platform mainly focuses on slots and features titles from more than two dozen well-known developers, as well as a mobile-friendly website and responsive customer service. For players who prefer a more brick-and-mortar casino experience, SpinAway also boasts a fantastic live dealer section.
Deposits to SpinAway can be made using direct bank transfers or the following payment methods:

  • Visa, Mastercard—debit or credit cards
  • eWallets—Skrill, Netteler
  • ecoPayz
  • MuchBetter
  • Paysafecard
  • Interac

The minimum deposit amount is $10, and deposits are processed almost instantly. Withdrawals take up to five working days and must be made using the same method as the deposit. The casino doesn’t charge additional transaction fees, but your bank processor may charge for currency conversion. To prevent this, you can choose the currency you want to use by indicating your location during the registration at SpinAway.

PartyCasino

PartyCasino was initially launched by ElectraWorks Maple in 1997 as Straluck before rebranding in 2006. The casino is regulated by the Alcohol and Gaming Commission of Ontario (AGCO), the Gibraltar Gambling Commission, and the UK Gambling Commission.

PartyCasino offers many casino games, with more than 1,000 titles in the library, including slots and different blackjack and roulette variants. The casino also boasts a decent live casino section, and players can access a mobile version of the website from their iOS or Android devices.

To facilitate money transactions, PartyCasino accepts direct bank transfers and many other payment methods, such as:

  • Visa, Mastercard—debit or credit cards
  • Apple Pay
  • Interac Online
  • Luxon
  • PayWithMyBank
  • MuchBetter
  • Interac e-Transfer

The withdrawal method must match the deposit method, and if you’ve used more than one deposit method, your withdrawal amount might be divided proportionately between them. At PartyCasino, there are no restrictions on the amount of money you can withdraw. The duration of the withdrawal process varies depending on the payment method used, with most methods being almost instantaneous. The only exception is bank transfers, which typically take two to four business days.

Captain Cooks Casino

Captain Cooks was founded in 2000 by Casino Rewards and became popular amongst Canadian players due to its top-notch safety features, an extensive library consisting of over 550 popular titles, and a high-quality gaming experience. The casino is regulated and licensed by the Kahnawake Gaming Commission and eCOGRA, ensuring that the platform follows the guidelines and regulations for responsible and fair gaming practices.

Besides direct bank transfers, players can transfer funds to their Captain Cook accounts with:

  • Visa, Mastercard, American Express—debit or credit cards
  • ecoVoucher
  • ecoPayz
  • JCB
  • Flexepin
  • Neosurf
  • Instadebit
  • iDebit
  • eCheck
  • Paysafecard
  • Interac
  • Interac Instant
  • MuchBetter

The minimum deposit is $5 for any selected method. Withdrawals don’t come with additional fees, except if your withdrawal method is a direct bank transfer when you should expect to pay:

  1. $52 for withdrawing under $3,000
  2. $104 for withdrawing over $3,000

Before any transaction gets processed, there is a mandatory 48-hour waiting period. After that, the ETA of the funds may differ depending on the withdrawal method.

PokerStars Casino

PokerStars Casino was founded in 2015 by the Stars Group as a branch of PokerStar, a globally known online poker platform. It was later taken over by Flutter Entertainment plc. The casino has a versatile game portfolio, including slots, table games, and live dealer games that give you an authentic casino experience in your browser or on your mobile device.
To transfer funds to and from their PokerStars Casino accounts, players can use direct bank transfers or one of the following banking options:

  • Visa, Mastercard—debit or credit cards
  • Apple Pay
  • Interac 
  • Paysafecard
  • Instadebit
  • MuchBetter
  • Instant eChecks

PokerStars has a policy that the method used for withdrawals must be the same as the one used for deposits to prevent fraudulent activities. It’s not possible to use Visa, Mastercard, Apple Pay, or Paysafecard for withdrawals. The processing time may vary depending on the chosen method, as shown in the table below:

Withdrawal MethodWithdrawal Processing Time
Direct bank transfersUp to 24 hours
PayPal, Instadebit, MuchBetterUp to 1 hour
Instant eChecks Up to ten business days

Ruby Fortune

For the past two decades, Ruby Fortune has been a highly successful online casino. It entered the online and mobile casino market in 2003 and has since become famous for offering hundreds of enticing games and excellent service. 

Ruby Fortune is owned by Cadtree Ltd. and holds licenses from both the Kahnawake Gaming Commission (KGC) and the Alcohol and Gaming Commission of Ontario (AGCO). The casino has been certified by eCOGRA, further reinforcing its credibility and fairness. 

Several secure banking options are available besides direct bank transfer at Ruby Fortune, including:

  • Visa, Mastercard—debit or credit cards
  • MuchBetter
  • Apple Pay
  • Instadebit 
  • Paysafecard
  • Interac Online

The minimum deposit amount is $10, while the minimum withdrawal amount is $50. It’s worth noting that Interac Online, Paysafecard, and Apple Pay cannot be used as withdrawal methods. The average withdrawal processing time is two days.

Ruby Fortune takes measures to ensure responsible practices by supporting tools to help players regulate their gaming behaviour, including self-exclusion options, self-assessment tests and limit-setting features that allow players to set deposit and loss limits on a daily, weekly or monthly basis.

Ninja Admin

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